Climate Risk Summary

North Randall, OH Risk Profile

The primary drivers of climate-related financial risk in North Randall, OH are Inland Flooding, Tornado, and Cold Wave.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in North Randall.

Primary Risks

Inland Flooding

$260,760

Expected Annual Loss for North Randall

51.9Score

Relatively Moderate compared to US average

North Randall
Minimal Estimated LossMax Estimated Loss

Tornado

$70,551

Expected Annual Loss for North Randall

69.6Score

Relatively Moderate compared to US average

North Randall
Minimal Estimated LossMax Estimated Loss

Cold Wave

$59,540

Expected Annual Loss for North Randall

75.0Score

Relatively Moderate compared to US average

North Randall
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$260,760
Score: 51.9
MAJOR DRIVER
Tornado
$70,551
Score: 69.6
MAJOR DRIVER
Cold Wave
$59,540
Score: 75.0
Earthquake
$22,348
Score: 62.1
Heat Wave
$13,110
Score: 42.1
Strong Wind
$6,762
Score: 48.2
Ice Storm
$2,441
Score: 54.5
Winter Weather
$1,962
Score: 63.7
Lightning
$1,554
Score: 21.5
Hail
$712
Score: 27.7
Hurricane
$535
Score: 36.1
Wildfire
$69
Score: 45.5
Landslide
$0
Score: 33.2

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 51.9
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 69.6
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 75.0
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 62.1
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 54.5
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 63.7

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in North Randall