Climate Risk Summary

Marysville, OH Risk Profile

The primary drivers of climate-related financial risk in Marysville, OH are Inland Flooding, Tornado, and Heat Wave. This area also faces an unusually high intensity for Ice Storm compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Marysville.

Primary Risks

Inland Flooding

$2,824,278

Expected Annual Loss for Marysville

39.3Score

Relatively Moderate compared to US average

Marysville

Minimal Estimated LossMax Estimated Loss

Tornado

$591,578

Expected Annual Loss for Marysville

59.2Score

Relatively Moderate compared to US average

Marysville

Minimal Estimated LossMax Estimated Loss

Heat Wave

$191,516

Expected Annual Loss for Marysville

45.4Score

Relatively Moderate compared to US average

Marysville

Minimal Estimated LossMax Estimated Loss

City Boundary

Legend

Very Low

Low

Moderate

High

Very High

Extreme

Financial Risk Inventory

MAJOR DRIVER

Inland Flooding

$2,824,278

Score: 39.3

MAJOR DRIVER

Tornado

$591,578

Score: 59.2

MAJOR DRIVER

Heat Wave

$191,516

Score: 45.4

Hail

$182,085

Score: 75.5

Strong Wind

$157,358

Score: 63.1

Earthquake

$169,520

Score: 46.2

UNUSUALLY HIGH

Ice Storm

$139,075

Score: 85.4

Cold Wave

$127,166

Score: 33.8

Lightning

$74,910

Score: 54.3

Winter Weather

$40,811

Score: 73.4

Drought

$10,091

Score: 76.7

Hurricane

$1,476

Score: 24.1

Wildfire

$492

Score: 35.7

Landslide

$36

Score: 48.2

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 59.2

🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 75.5

💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 63.1

❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 85.4

🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 54.3

🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 73.4

🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 76.7

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Columbus Delaware Dublin Hilliard Lake Darby

Zip Codes in Marysville

43040