Climate Risk Summary

Doylestown, OH Risk Profile

The primary drivers of climate-related financial risk in Doylestown, OH are Inland Flooding, Tornado, and Hail.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Doylestown.

Primary Risks

Inland Flooding

$233,987

Expected Annual Loss for Doylestown

8.2Score

Very Low compared to US average

Doylestown
Minimal Estimated LossMax Estimated Loss

Tornado

$80,691

Expected Annual Loss for Doylestown

51.2Score

Relatively Low compared to US average

Doylestown
Minimal Estimated LossMax Estimated Loss

Hail

$41,705

Expected Annual Loss for Doylestown

77.7Score

Relatively Moderate compared to US average

Doylestown
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$233,987
Score: 8.2
MAJOR DRIVER
Tornado
$80,691
Score: 51.2
MAJOR DRIVER
Hail
$41,705
Score: 77.7
Strong Wind
$34,357
Score: 65.0
Cold Wave
$27,515
Score: 33.2
Heat Wave
$22,419
Score: 26.8
Lightning
$16,619
Score: 55.5
Ice Storm
$11,545
Score: 68.3
Earthquake
$9,337
Score: 24.0
Winter Weather
$7,034
Score: 69.7
Hurricane
$1,034
Score: 33.2
Wildfire
$428
Score: 55.3
Landslide
$3
Score: 49.4

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 51.2
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 77.7
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 65.0
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 55.5
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 68.3
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 69.7
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 55.3

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Doylestown