Climate Risk Summary

Cuyahoga Falls, OH Risk Profile

The primary drivers of climate-related financial risk in Cuyahoga Falls, OH are Inland Flooding, Hail, and Tornado.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Cuyahoga Falls.

Primary Risks

Inland Flooding

$5,812,006

Expected Annual Loss for Cuyahoga Falls

39.7Score

Relatively High compared to US average

Cuyahoga Falls
Minimal Estimated LossMax Estimated Loss

Hail

$1,006,274

Expected Annual Loss for Cuyahoga Falls

87.1Score

Relatively High compared to US average

Cuyahoga Falls
Minimal Estimated LossMax Estimated Loss

Tornado

$666,456

Expected Annual Loss for Cuyahoga Falls

47.3Score

Relatively Moderate compared to US average

Cuyahoga Falls
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$5,812,006
Score: 39.7
MAJOR DRIVER
Hail
$1,006,274
Score: 87.1
MAJOR DRIVER
Tornado
$666,456
Score: 47.3
Strong Wind
$324,663
Score: 61.4
Heat Wave
$290,617
Score: 35.1
Cold Wave
$254,177
Score: 33.1
Lightning
$183,243
Score: 58.3
Ice Storm
$155,203
Score: 69.3
Earthquake
$106,704
Score: 25.5
Winter Weather
$64,663
Score: 66.0
Hurricane
$21,523
Score: 37.8
Wildfire
$2,964
Score: 38.5
Landslide
$212
Score: 37.4

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 87.1
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 61.4
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 58.3
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 69.3
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 66.0

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Cuyahoga Falls