Climate Risk Summary

Brook Park, OH Risk Profile

The primary drivers of climate-related financial risk in Brook Park, OH are Inland Flooding, Cold Wave, and Tornado.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Brook Park.

Primary Risks

Inland Flooding

$4,998,208

Expected Annual Loss for Brook Park

62.1Score

Relatively High compared to US average

Brook Park
Minimal Estimated LossMax Estimated Loss

Cold Wave

$709,142

Expected Annual Loss for Brook Park

75.1Score

Relatively High compared to US average

Brook Park
Minimal Estimated LossMax Estimated Loss

Tornado

$444,715

Expected Annual Loss for Brook Park

52.6Score

Relatively Moderate compared to US average

Brook Park
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$4,998,208
Score: 62.1
MAJOR DRIVER
Cold Wave
$709,142
Score: 75.1
MAJOR DRIVER
Tornado
$444,715
Score: 52.6
Heat Wave
$156,190
Score: 42.7
Earthquake
$101,995
Score: 31.9
Strong Wind
$45,700
Score: 29.7
Lightning
$19,905
Score: 23.3
Ice Storm
$15,851
Score: 31.5
Winter Weather
$12,483
Score: 41.7
Hurricane
$4,957
Score: 31.5
Hail
$4,325
Score: 16.4
Wildfire
$327
Score: 32.3
Landslide
$0
Score: 13.7

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 62.1
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 75.1
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 52.6

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Brook Park