Climate Risk Summary

Bratenahl, OH Risk Profile

The primary drivers of climate-related financial risk in Bratenahl, OH are Inland Flooding, Cold Wave, and Tornado.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Bratenahl.

Primary Risks

Inland Flooding

$328,315

Expected Annual Loss for Bratenahl

32.6Score

Relatively Low compared to US average

Bratenahl
Minimal Estimated LossMax Estimated Loss

Cold Wave

$56,376

Expected Annual Loss for Bratenahl

58.8Score

Relatively Moderate compared to US average

Bratenahl
Minimal Estimated LossMax Estimated Loss

Tornado

$53,737

Expected Annual Loss for Bratenahl

51.6Score

Relatively Low compared to US average

Bratenahl
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$328,315
Score: 32.6
MAJOR DRIVER
Cold Wave
$56,376
Score: 58.8
MAJOR DRIVER
Tornado
$53,737
Score: 51.6
Heat Wave
$12,415
Score: 22.3
Earthquake
$9,191
Score: 30.5
Strong Wind
$5,138
Score: 27.1
Ice Storm
$1,781
Score: 30.0
Lightning
$1,455
Score: 12.0
Winter Weather
$1,385
Score: 41.8
Hail
$513
Score: 16.8
Hurricane
$373
Score: 29.2
Coastal Flooding
$319
Score: 75.8
Wildfire
$102
Score: 42.8
Landslide
$0
Score: 28.2

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 58.8
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 51.6
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 75.8

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Bratenahl

Climate Risk Analysis for Bratenahl, OH