Climate Risk Summary

Rocky Point, NY Risk Profile

The primary drivers of climate-related financial risk in Rocky Point, NY are Inland Flooding, Hurricane, and Earthquake.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Rocky Point.

Primary Risks

Inland Flooding

$823,314

Expected Annual Loss for Rocky Point

13.1Score

Relatively Low compared to US average

Rocky Point
Minimal Estimated LossMax Estimated Loss

Hurricane

$262,100

Expected Annual Loss for Rocky Point

72.8Score

Relatively Low compared to US average

Rocky Point
Minimal Estimated LossMax Estimated Loss

Earthquake

$164,536

Expected Annual Loss for Rocky Point

58.2Score

Relatively Low compared to US average

Rocky Point
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$823,314
Score: 13.1
MAJOR DRIVER
Hurricane
$262,100
Score: 72.8
MAJOR DRIVER
Earthquake
$164,536
Score: 58.2
Cold Wave
$128,205
Score: 42.7
Heat Wave
$71,379
Score: 30.3
Strong Wind
$56,369
Score: 48.4
Tornado
$32,317
Score: 20.4
Lightning
$27,698
Score: 39.3
Ice Storm
$25,752
Score: 59.8
Winter Weather
$18,518
Score: 66.2
Wildfire
$5,492
Score: 40.5
Hail
$1,539
Score: 11.7
Coastal Flooding
$224
Score: 48.5
Landslide
$196
Score: 75.0

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 72.8
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 58.2
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 59.8
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 66.2
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 75.0

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Zip Codes in Rocky Point