Climate Risk Summary

Remsenburg-Speonk, NY Risk Profile

The primary drivers of climate-related financial risk in Remsenburg-Speonk, NY are Inland Flooding, Coastal Flooding, and Hurricane.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Remsenburg-Speonk.

Primary Risks

Inland Flooding

$853,093

Expected Annual Loss for Remsenburg-Speonk

77.1Score

Relatively Moderate compared to US average

Remsenburg-Speonk
Minimal Estimated LossMax Estimated Loss

Coastal Flooding

$139,426

Expected Annual Loss for Remsenburg-Speonk

96.5Score

Relatively High compared to US average

Remsenburg-Speonk
Minimal Estimated LossMax Estimated Loss

Hurricane

$116,540

Expected Annual Loss for Remsenburg-Speonk

80.8Score

Relatively Moderate compared to US average

Remsenburg-Speonk
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$853,093
Score: 77.1
MAJOR DRIVER
Coastal Flooding
$139,426
Score: 96.5
MAJOR DRIVER
Hurricane
$116,540
Score: 80.8
Earthquake
$28,059
Score: 52.7
Cold Wave
$21,577
Score: 35.3
Tornado
$9,399
Score: 24.4
Strong Wind
$6,968
Score: 32.3
Heat Wave
$6,214
Score: 9.3
Lightning
$4,643
Score: 30.6
Ice Storm
$3,700
Score: 47.7
Winter Weather
$3,451
Score: 61.3
Wildfire
$2,074
Score: 74.6
Hail
$259
Score: 8.7
Landslide
$16
Score: 68.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 77.1
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 96.5
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 80.8
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 52.7
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 61.3
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 74.6
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 68.1

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Zip Codes in Remsenburg-Speonk