Climate Risk Summary

Plattsburgh West, NY Risk Profile

The primary drivers of climate-related financial risk in Plattsburgh West, NY are Inland Flooding, Earthquake, and Ice Storm.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Plattsburgh West.

Primary Risks

Inland Flooding

$336,022

Expected Annual Loss for Plattsburgh West

32.7Score

Relatively Low compared to US average

Plattsburgh West
Minimal Estimated LossMax Estimated Loss

Earthquake

$118,915

Expected Annual Loss for Plattsburgh West

77.7Score

Relatively Low compared to US average

Plattsburgh West
Minimal Estimated LossMax Estimated Loss

Ice Storm

$19,489

Expected Annual Loss for Plattsburgh West

86.7Score

Relatively Moderate compared to US average

Plattsburgh West
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$336,022
Score: 32.7
MAJOR DRIVER
Earthquake
$118,915
Score: 77.7
MAJOR DRIVER
Ice Storm
$19,489
Score: 86.7
Strong Wind
$16,643
Score: 55.9
Cold Wave
$12,181
Score: 27.7
Lightning
$11,649
Score: 57.1
Tornado
$10,491
Score: 26.2
Heat Wave
$7,703
Score: 12.5
Winter Weather
$6,208
Score: 76.2
Hurricane
$5,861
Score: 50.1
Hail
$788
Score: 21.4
Wildfire
$29
Score: 29.6
Landslide
$0
Score: 24.3

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 77.7
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 86.7
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 55.9
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 57.1
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 76.2
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 50.1

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Zip Codes in Plattsburgh West