Climate Risk Summary

Olcott, NY Risk Profile

The primary drivers of climate-related financial risk in Olcott, NY are Inland Flooding, Cold Wave, and Strong Wind.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Olcott.

Primary Risks

Inland Flooding

$119,007

Expected Annual Loss for Olcott

23.7Score

Relatively Low compared to US average

Olcott
Minimal Estimated LossMax Estimated Loss

Cold Wave

$9,371

Expected Annual Loss for Olcott

35.7Score

Relatively Low compared to US average

Olcott
Minimal Estimated LossMax Estimated Loss

Strong Wind

$6,909

Expected Annual Loss for Olcott

54.5Score

Relatively Moderate compared to US average

Olcott
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$119,007
Score: 23.7
MAJOR DRIVER
Cold Wave
$9,371
Score: 35.7
MAJOR DRIVER
Strong Wind
$6,909
Score: 54.5
Tornado
$6,809
Score: 31.1
Ice Storm
$4,068
Score: 72.9
Earthquake
$3,503
Score: 28.0
Heat Wave
$2,520
Score: 8.9
Lightning
$2,458
Score: 36.2
Hail
$2,267
Score: 48.4
Hurricane
$1,419
Score: 45.7
Winter Weather
$391
Score: 33.7
Wildfire
$174
Score: 59.5
Coastal Flooding
$102
Score: 75.0
Landslide
$1
Score: 47.3

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 54.5
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 72.9
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 59.5
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 75.0

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

BarkerLockportMiddleportNewfaneRansomville

Zip Codes in Olcott

1402814126