Climate Risk Summary

North Haven, NY Risk Profile

The primary drivers of climate-related financial risk in North Haven, NY are Inland Flooding, Hurricane, and Coastal Flooding.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in North Haven.

Primary Risks

Inland Flooding

$165,826

Expected Annual Loss for North Haven

42.0Score

Relatively Low compared to US average

North Haven

Minimal Estimated LossMax Estimated Loss

Hurricane

$43,068

Expected Annual Loss for North Haven

80.3Score

Relatively Moderate compared to US average

North Haven

Minimal Estimated LossMax Estimated Loss

Coastal Flooding

$39,001

Expected Annual Loss for North Haven

95.5Score

Relatively Moderate compared to US average

North Haven

Minimal Estimated LossMax Estimated Loss

City Boundary

Legend

Very Low

Low

Moderate

High

Very High

Extreme

Financial Risk Inventory

MAJOR DRIVER

Inland Flooding

$165,826

Score: 42.0

MAJOR DRIVER

Hurricane

$43,068

Score: 80.3

MAJOR DRIVER

Coastal Flooding

$39,001

Score: 95.5

Earthquake

$9,166

Score: 48.3

Cold Wave

$7,196

Score: 32.5

Tornado

$3,442

Score: 23.3

Strong Wind

$2,400

Score: 29.4

Heat Wave

$2,071

Score: 7.7

Lightning

$1,506

Score: 26.2

Ice Storm

$1,297

Score: 44.5

Winter Weather

$1,171

Score: 57.6

Wildfire

$163

Score: 59.5

Hail

$86

Score: 7.1

Landslide

$15

Score: 75.4

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 80.3

🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 95.5

🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 57.6

🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 59.5

⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 75.4

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

FEMA National Risk IndexHazard frequency and loss data (v1.20.0 - Dec 2025)
U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Bridgehampton Northwest Harbor Noyack Sag Harbor Shelter Island

Zip Codes in North Haven

11963