Climate Risk Summary

Newburgh, NY Risk Profile

The primary drivers of climate-related financial risk in Newburgh, NY are Inland Flooding, Cold Wave, and Hurricane.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Newburgh.

Primary Risks

Inland Flooding

$4,552,097

Expected Annual Loss for Newburgh

48.9Score

Relatively High compared to US average

Newburgh
Minimal Estimated LossMax Estimated Loss

Cold Wave

$537,799

Expected Annual Loss for Newburgh

59.9Score

Relatively Moderate compared to US average

Newburgh
Minimal Estimated LossMax Estimated Loss

Hurricane

$462,317

Expected Annual Loss for Newburgh

71.8Score

Relatively Low compared to US average

Newburgh
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$4,552,097
Score: 48.9
MAJOR DRIVER
Cold Wave
$537,799
Score: 59.9
MAJOR DRIVER
Hurricane
$462,317
Score: 71.8
Tornado
$332,407
Score: 44.5
Earthquake
$252,502
Score: 53.3
Strong Wind
$206,211
Score: 64.8
Heat Wave
$195,265
Score: 38.8
Lightning
$82,990
Score: 50.5
Winter Weather
$43,814
Score: 70.5
Coastal Flooding
$28,034
Score: 36.3
Ice Storm
$17,779
Score: 32.3
Hail
$8,256
Score: 23.3
Landslide
$43
Score: 51.4
Drought
$3
Score: 7.7

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 59.9
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 71.8
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 53.3
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 64.8
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 50.5
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 70.5
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 51.4

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

BalmvilleBeaconCornwall-on-HudsonFirthcliffeGardnertown

Zip Codes in Newburgh

12550