Climate Risk Summary

Newark, NJ Risk Profile

The primary drivers of climate-related financial risk in Newark, NJ are Inland Flooding, Heat Wave, and Earthquake.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Newark.

Primary Risks

Inland Flooding

$42,294,797

Expected Annual Loss for Newark

47.4Score

Very High compared to US average

Newark
Minimal Estimated LossMax Estimated Loss

Heat Wave

$7,242,953

Expected Annual Loss for Newark

82.5Score

Relatively High compared to US average

Newark
Minimal Estimated LossMax Estimated Loss

Earthquake

$5,171,589

Expected Annual Loss for Newark

65.8Score

Relatively Moderate compared to US average

Newark
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$42,294,797
Score: 47.4
MAJOR DRIVER
Heat Wave
$7,242,953
Score: 82.5
MAJOR DRIVER
Earthquake
$5,171,589
Score: 65.8
Cold Wave
$3,033,449
Score: 51.3
Tornado
$2,785,325
Score: 44.7
Hurricane
$2,499,711
Score: 64.5
Strong Wind
$1,672,337
Score: 64.8
Coastal Flooding
$546,625
Score: 19.5
Lightning
$359,727
Score: 34.0
Hail
$288,314
Score: 41.7
Winter Weather
$238,878
Score: 61.3
Ice Storm
$89,459
Score: 21.5
Drought
$1,845
Score: 0.9
Wildfire
$86
Score: 2.1
Landslide
$26
Score: 22.3

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 82.5
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 65.8
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 51.3
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 64.5
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 64.8
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 61.3

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Ampere NorthEast NewarkEast OrangeElizabethHarrison

Zip Codes in Newark

0701707102071030710407105071060710707108071110711207114