Climate Risk Summary

Zip Code 13205, Risk Profile

The primary drivers of climate-related financial risk in Syracuse, NY (13205) are Inland Flooding, Tornado, and Strong Wind.

Understanding the Dollars

Expected Annual Loss (EAL) is a statistical average of property damage for this entire zip code over a standard year across all properties.

  • / It represents the "average cost" rather than a guaranteed yearly bill.
  • / It can be used to compare the relative risk from different hazards and across different neighborhoods.

Primary Risks

Inland Flooding

$3,145,434

Expected Annual Loss for Zip Code 13205

49.9Score

Relatively Moderate compared to US average

13205
Minimal Estimated LossMax Estimated Loss

Tornado

$221,467

Expected Annual Loss for Zip Code 13205

43.4Score

Relatively Moderate compared to US average

13205
Minimal Estimated LossMax Estimated Loss

Strong Wind

$196,748

Expected Annual Loss for Zip Code 13205

72.2Score

Relatively High compared to US average

13205
Minimal Estimated LossMax Estimated Loss

Zip Code Risk Map

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$3,145,434
Score: 49.9
MAJOR DRIVER
Tornado
$221,467
Score: 43.4
MAJOR DRIVER
Strong Wind
$196,748
Score: 72.2
Cold Wave
$100,648
Score: 31.9
Heat Wave
$64,761
Score: 18.9
Lightning
$52,862
Score: 47.4
Ice Storm
$52,485
Score: 69.2
Winter Weather
$41,171
Score: 76.6
Earthquake
$36,301
Score: 21.6
Hurricane
$31,131
Score: 48.6
Hail
$20,938
Score: 40.8
Wildfire
$637
Score: 25.3
Landslide
$5
Score: 28.5

Recommended Mitigation Strategies

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 49.9
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 43.4
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 72.2

Methodology and Sources

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Locations

Zip Code 13207Zip Code 13210Zip Code 13078Zip Code 13215Zip Code 13244Zip Code 13120