Climate Risk Summary

Millbrook, NY Risk Profile

The primary drivers of climate-related financial risk in Millbrook, NY are Inland Flooding, Hurricane, and Cold Wave.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Millbrook.

Primary Risks

Inland Flooding

$271,731

Expected Annual Loss for Millbrook

21.4Score

Relatively Low compared to US average

Millbrook
Minimal Estimated LossMax Estimated Loss

Hurricane

$89,360

Expected Annual Loss for Millbrook

78.3Score

Relatively Low compared to US average

Millbrook
Minimal Estimated LossMax Estimated Loss

Cold Wave

$18,889

Expected Annual Loss for Millbrook

32.8Score

Relatively Low compared to US average

Millbrook
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$271,731
Score: 21.4
MAJOR DRIVER
Hurricane
$89,360
Score: 78.3
MAJOR DRIVER
Cold Wave
$18,889
Score: 32.8
Tornado
$16,046
Score: 30.7
Strong Wind
$15,287
Score: 51.9
Earthquake
$14,016
Score: 37.0
Heat Wave
$6,381
Score: 9.3
Lightning
$6,182
Score: 37.1
Ice Storm
$3,524
Score: 45.9
Hail
$2,554
Score: 35.6
Winter Weather
$1,196
Score: 37.7
Wildfire
$826
Score: 66.8
Landslide
$15
Score: 67.5
Drought
$1
Score: 67.7

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 78.3
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 51.9
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 66.8
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 67.5
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 67.7

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Dover PlainsFairviewHavilandHillside LakeMacDonnell Heights

Zip Codes in Millbrook

12545