Climate Risk Summary

Zip Code 11542, Risk Profile

The primary drivers of climate-related financial risk in Glen Cove, NY (11542) are Inland Flooding, Hurricane, and Earthquake.

Understanding the Dollars

Expected Annual Loss (EAL) is a statistical average of property damage for this entire zip code over a standard year across all properties.

  • / It represents the "average cost" rather than a guaranteed yearly bill.
  • / It can be used to compare the relative risk from different hazards and across different neighborhoods.

Primary Risks

Inland Flooding

$2,654,233

Expected Annual Loss for Zip Code 11542

33.4Score

Relatively Moderate compared to US average

11542
Minimal Estimated LossMax Estimated Loss

Hurricane

$472,852

Expected Annual Loss for Zip Code 11542

73.9Score

Relatively Moderate compared to US average

11542
Minimal Estimated LossMax Estimated Loss

Earthquake

$387,946

Expected Annual Loss for Zip Code 11542

61.3Score

Relatively Low compared to US average

11542
Minimal Estimated LossMax Estimated Loss

Zip Code Risk Map

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$2,654,233
Score: 33.4
MAJOR DRIVER
Hurricane
$472,852
Score: 73.9
MAJOR DRIVER
Earthquake
$387,946
Score: 61.3
Cold Wave
$200,917
Score: 40.1
Heat Wave
$177,222
Score: 40.7
Coastal Flooding
$115,911
Score: 36.5
Strong Wind
$97,901
Score: 48.9
Tornado
$82,808
Score: 26.4
Ice Storm
$82,458
Score: 74.7
Lightning
$59,873
Score: 45.4
Winter Weather
$41,517
Score: 73.3
Hail
$2,174
Score: 10.1
Wildfire
$575
Score: 29.9
Landslide
$179
Score: 65.0

Recommended Mitigation Strategies

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 33.4
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 73.9
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 61.3

Methodology and Sources

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Locations

Zip Code 11560Zip Code 11579Zip Code 11545Zip Code 11547Zip Code 11576Zip Code 11050
11542 Climate Risk Report | Glen Cove, NY