Climate Risk Summary

Island Park, NY Risk Profile

The primary drivers of climate-related financial risk in Island Park, NY are Coastal Flooding, Inland Flooding, and Earthquake.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Island Park.

Primary Risks

Coastal Flooding

$1,287,513

Expected Annual Loss for Island Park

99.6Score

Very High compared to US average

Island Park

Minimal Estimated LossMax Estimated Loss

Inland Flooding

$726,412

Expected Annual Loss for Island Park

56.2Score

Relatively Moderate compared to US average

Island Park

Minimal Estimated LossMax Estimated Loss

Earthquake

$60,960

Expected Annual Loss for Island Park

63.3Score

Relatively Low compared to US average

Island Park

Minimal Estimated LossMax Estimated Loss

City Boundary

Legend

Very Low

Low

Moderate

High

Very High

Extreme

Financial Risk Inventory

MAJOR DRIVER

Coastal Flooding

$1,287,513

Score: 99.6

MAJOR DRIVER

Inland Flooding

$726,412

Score: 56.2

MAJOR DRIVER

Earthquake

$60,960

Score: 63.3

Hurricane

$60,828

Score: 70.1

Cold Wave

$33,679

Score: 38.3

Heat Wave

$25,723

Score: 33.5

Strong Wind

$16,047

Score: 46.0

Tornado

$11,800

Score: 23.6

Lightning

$10,607

Score: 44.4

Ice Storm

$9,450

Score: 65.6

Winter Weather

$4,900

Score: 63.0

Hail

$341

Score: 8.6

Landslide

Score: 35.3

Wildfire

Score: 19.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 99.6

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 56.2

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 63.3

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 70.1

❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 65.6

🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 63.0

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Barnum Island Bay Park East Rockaway Hewlett Harbor Lawrence

Zip Codes in Island Park

11558