Climate Risk Summary

Highland Falls, NY Risk Profile

The primary drivers of climate-related financial risk in Highland Falls, NY are Inland Flooding, Hurricane, and Cold Wave.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Highland Falls.

Primary Risks

Inland Flooding

$869,996

Expected Annual Loss for Highland Falls

41.7Score

Relatively Moderate compared to US average

Highland Falls
Minimal Estimated LossMax Estimated Loss

Hurricane

$76,935

Expected Annual Loss for Highland Falls

65.9Score

Relatively Low compared to US average

Highland Falls
Minimal Estimated LossMax Estimated Loss

Cold Wave

$67,798

Expected Annual Loss for Highland Falls

43.2Score

Relatively Moderate compared to US average

Highland Falls
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$869,996
Score: 41.7
MAJOR DRIVER
Hurricane
$76,935
Score: 65.9
MAJOR DRIVER
Cold Wave
$67,798
Score: 43.2
Tornado
$40,437
Score: 33.2
Strong Wind
$35,253
Score: 54.6
Earthquake
$29,173
Score: 36.8
Heat Wave
$24,617
Score: 19.8
Lightning
$10,404
Score: 31.9
Winter Weather
$5,611
Score: 54.7
Ice Storm
$3,310
Score: 25.1
Hail
$1,009
Score: 15.1
Coastal Flooding
$906
Score: 14.0
Landslide
$617
Score: 65.2
Wildfire
$34
Score: 7.0

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 65.9
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 54.6
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 54.7
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 65.2

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

BuchananCold SpringCornwall-on-HudsonFirthcliffeFort Montgomery

Zip Codes in Highland Falls

1092810996