Climate Risk Summary

Hampton Bays, NY Risk Profile

The primary drivers of climate-related financial risk in Hampton Bays, NY are Inland Flooding, Coastal Flooding, and Hurricane.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Hampton Bays.

Primary Risks

Inland Flooding

$1,785,996

Expected Annual Loss for Hampton Bays

42.4Score

Relatively Moderate compared to US average

Hampton Bays
Minimal Estimated LossMax Estimated Loss

Coastal Flooding

$442,870

Expected Annual Loss for Hampton Bays

95.2Score

Relatively High compared to US average

Hampton Bays
Minimal Estimated LossMax Estimated Loss

Hurricane

$401,063

Expected Annual Loss for Hampton Bays

79.1Score

Relatively Moderate compared to US average

Hampton Bays
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,785,996
Score: 42.4
MAJOR DRIVER
Coastal Flooding
$442,870
Score: 95.2
MAJOR DRIVER
Hurricane
$401,063
Score: 79.1
Cold Wave
$118,587
Score: 40.3
Earthquake
$62,584
Score: 38.4
Tornado
$35,911
Score: 22.9
Strong Wind
$34,326
Score: 35.9
Heat Wave
$34,124
Score: 12.7
Lightning
$25,719
Score: 37.2
Winter Weather
$17,979
Score: 66.4
Ice Storm
$17,079
Score: 50.1
Wildfire
$2,602
Score: 58.6
Hail
$1,004
Score: 7.8
Landslide
$263
Score: 74.9

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 95.2
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 79.1
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 66.4
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 50.1
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 58.6
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 74.9

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Zip Codes in Hampton Bays