Climate Risk Summary

Halesite, NY Risk Profile

The primary drivers of climate-related financial risk in Halesite, NY are Inland Flooding, Hurricane, and Coastal Flooding. This area also faces an unusually high intensity for Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Halesite.

Primary Risks

Inland Flooding

$194,971

Expected Annual Loss for Halesite

17.3Score

Relatively Low compared to US average

Halesite
Minimal Estimated LossMax Estimated Loss

Hurricane

$62,037

Expected Annual Loss for Halesite

76.7Score

Relatively Low compared to US average

Halesite
Minimal Estimated LossMax Estimated Loss

Coastal Flooding

$52,559

Expected Annual Loss for Halesite

94.2Score

Relatively Moderate compared to US average

Halesite
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$194,971
Score: 17.3
MAJOR DRIVER
Hurricane
$62,037
Score: 76.7
MAJOR DRIVER
Coastal Flooding
$52,559
Score: 94.2
Earthquake
$17,383
Score: 46.2
Cold Wave
$17,147
Score: 34.6
Heat Wave
$9,543
Score: 19.5
Strong Wind
$8,441
Score: 41.7
Tornado
$6,683
Score: 22.3
Lightning
$4,229
Score: 33.0
Ice Storm
$4,123
Score: 56.0
Winter Weather
$2,610
Score: 59.3
Hail
$261
Score: 10.8
UNUSUALLY HIGH
Landslide
$247
Score: 88.2
Wildfire
$11
Score: 24.6

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 76.7
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 94.2
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 56.0
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 59.3
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 88.2

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

CenterportCold Spring HarborEatons NeckGreenlawnHuntington

Zip Codes in Halesite

11743