Climate Risk Summary

Zip Code 12183, Risk Profile

The primary drivers of climate-related financial risk in Green Island, NY (12183) are Inland Flooding, Tornado, and Hurricane.

Understanding the Dollars

Expected Annual Loss (EAL) is a statistical average of property damage for this entire zip code over a standard year across all properties.

  • / It represents the "average cost" rather than a guaranteed yearly bill.
  • / It can be used to compare the relative risk from different hazards and across different neighborhoods.

Primary Risks

Inland Flooding

$1,378,185

Expected Annual Loss for Zip Code 12183

86.6Score

Relatively High compared to US average

12183
Minimal Estimated LossMax Estimated Loss

Tornado

$55,241

Expected Annual Loss for Zip Code 12183

47.3Score

Relatively Low compared to US average

12183
Minimal Estimated LossMax Estimated Loss

Hurricane

$32,210

Expected Annual Loss for Zip Code 12183

62.2Score

Relatively Low compared to US average

12183
Minimal Estimated LossMax Estimated Loss

Zip Code Risk Map

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,378,185
Score: 86.6
MAJOR DRIVER
Tornado
$55,241
Score: 47.3
MAJOR DRIVER
Hurricane
$32,210
Score: 62.2
Cold Wave
$19,288
Score: 30.5
Earthquake
$15,010
Score: 34.9
Strong Wind
$14,105
Score: 44.9
Lightning
$11,340
Score: 49.0
Heat Wave
$10,983
Score: 14.6
Ice Storm
$7,096
Score: 60.3
Hail
$4,172
Score: 40.7
Winter Weather
$958
Score: 31.3
Wildfire
$90
Score: 38.6
Landslide
$8
Score: 59.6

Recommended Mitigation Strategies

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 86.6
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 47.3
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 62.2

Methodology and Sources

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Locations

Zip Code 12180Zip Code 12189Zip Code 12047Zip Code 12182Zip Code 12188Zip Code 12110
12183 Climate Risk Report | Green Island, NY