Climate Risk Summary

Goshen, NY Risk Profile

The primary drivers of climate-related financial risk in Goshen, NY are Inland Flooding, Hurricane, and Drought. This area also faces an unusually high intensity for Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Goshen.

Primary Risks

Inland Flooding

$938,904

Expected Annual Loss for Goshen

53.2Score

Relatively High compared to US average

Goshen
Minimal Estimated LossMax Estimated Loss

Hurricane

$235,441

Expected Annual Loss for Goshen

81.3Score

Relatively Moderate compared to US average

Goshen
Minimal Estimated LossMax Estimated Loss

Drought

$60,434

Expected Annual Loss for Goshen

57.7Score

Relatively High compared to US average

Goshen
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$938,904
Score: 53.2
MAJOR DRIVER
Hurricane
$235,441
Score: 81.3
MAJOR DRIVER
Drought
$60,434
Score: 57.7
Cold Wave
$130,474
Score: 63.5
Earthquake
$98,130
Score: 64.4
Tornado
$84,848
Score: 48.4
Strong Wind
$72,811
Score: 77.3
Heat Wave
$47,820
Score: 44.1
Lightning
$20,498
Score: 55.7
Winter Weather
$11,532
Score: 75.6
Ice Storm
$8,169
Score: 53.7
Hail
$4,395
Score: 36.4
Wildfire
$1,181
Score: 49.0
UNUSUALLY HIGH
Landslide
$350
Score: 82.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 53.2
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 81.3
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 57.7
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 63.5
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 64.4
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 77.3
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 55.7
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 75.6
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 53.7
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 82.1

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

ChesterFloridaMaybrookMechanicstownMiddletown

Zip Codes in Goshen

10924