Climate Risk Summary

Fulton, NY Risk Profile

The primary drivers of climate-related financial risk in Fulton, NY are Inland Flooding, Tornado, and Strong Wind. This area also faces an unusually high intensity for Winter Weather compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Fulton.

Primary Risks

Inland Flooding

$1,773,437

Expected Annual Loss for Fulton

42.3Score

Relatively Moderate compared to US average

Fulton
Minimal Estimated LossMax Estimated Loss

Tornado

$102,662

Expected Annual Loss for Fulton

36.7Score

Relatively Low compared to US average

Fulton
Minimal Estimated LossMax Estimated Loss

Strong Wind

$86,288

Expected Annual Loss for Fulton

61.1Score

Relatively Moderate compared to US average

Fulton
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,773,437
Score: 42.3
MAJOR DRIVER
Tornado
$102,662
Score: 36.7
MAJOR DRIVER
Strong Wind
$86,288
Score: 61.1
Ice Storm
$56,443
Score: 79.9
UNUSUALLY HIGH
Winter Weather
$54,060
Score: 89.3
Earthquake
$51,994
Score: 34.5
Lightning
$38,635
Score: 48.7
Heat Wave
$31,349
Score: 11.7
Cold Wave
$27,361
Score: 22.7
Hurricane
$19,400
Score: 48.0
Hail
$3,341
Score: 21.2
Wildfire
$215
Score: 34.0
Landslide
$2
Score: 32.4

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 61.1
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 79.9
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 89.3

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

BaldwinsvilleMinettoOswegoPhoenixRadisson

Zip Codes in Fulton

13069