Climate Risk Summary

Fredonia, NY Risk Profile

The primary drivers of climate-related financial risk in Fredonia, NY are Inland Flooding, Tornado, and Cold Wave.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Fredonia.

Primary Risks

Inland Flooding

$1,475,344

Expected Annual Loss for Fredonia

51.6Score

Relatively Moderate compared to US average

Fredonia
Minimal Estimated LossMax Estimated Loss

Tornado

$166,792

Expected Annual Loss for Fredonia

50.4Score

Relatively Moderate compared to US average

Fredonia
Minimal Estimated LossMax Estimated Loss

Cold Wave

$125,677

Expected Annual Loss for Fredonia

49.2Score

Relatively Moderate compared to US average

Fredonia
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,475,344
Score: 51.6
MAJOR DRIVER
Tornado
$166,792
Score: 50.4
MAJOR DRIVER
Cold Wave
$125,677
Score: 49.2
Strong Wind
$82,749
Score: 67.2
Lightning
$71,694
Score: 77.1
Hurricane
$17,420
Score: 49.1
Earthquake
$19,677
Score: 19.5
Ice Storm
$10,509
Score: 44.8
Winter Weather
$9,510
Score: 58.3
Heat Wave
$8,391
Score: 4.3
Hail
$2,698
Score: 22.0
Wildfire
$1,511
Score: 59.8
Landslide
$2
Score: 35.2

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 51.6
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 50.4
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 67.2
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 77.1
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 58.3
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 59.8

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Angola on the LakeCeloronChautauquaDunkirkJamestown

Zip Codes in Fredonia

14063