Climate Risk Summary

Zip Code 11518, Risk Profile

The primary drivers of climate-related financial risk in East Rockaway, NY (11518) are Inland Flooding, Coastal Flooding, and Earthquake.

Understanding the Dollars

Expected Annual Loss (EAL) is a statistical average of property damage for this entire zip code over a standard year across all properties.

  • / It represents the "average cost" rather than a guaranteed yearly bill.
  • / It can be used to compare the relative risk from different hazards and across different neighborhoods.

Primary Risks

Inland Flooding

$2,140,918

Expected Annual Loss for Zip Code 11518

72.5Score

Relatively Moderate compared to US average

11518
Minimal Estimated LossMax Estimated Loss

Coastal Flooding

$668,821

Expected Annual Loss for Zip Code 11518

94.0Score

Relatively High compared to US average

11518
Minimal Estimated LossMax Estimated Loss

Earthquake

$197,644

Expected Annual Loss for Zip Code 11518

70.7Score

Relatively Low compared to US average

11518
Minimal Estimated LossMax Estimated Loss

Zip Code Risk Map

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$2,140,918
Score: 72.5
MAJOR DRIVER
Coastal Flooding
$668,821
Score: 94.0
MAJOR DRIVER
Earthquake
$197,644
Score: 70.7
Hurricane
$180,533
Score: 74.9
Cold Wave
$86,385
Score: 42.5
Heat Wave
$71,743
Score: 42.6
Strong Wind
$41,190
Score: 51.6
Tornado
$32,685
Score: 27.2
Ice Storm
$30,533
Score: 75.8
Lightning
$26,476
Score: 49.6
Winter Weather
$17,454
Score: 75.7
Hail
$890
Score: 10.9
Landslide
$3
Score: 35.3
Wildfire
$3
Score: 11.4

Recommended Mitigation Strategies

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 72.5
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 94.0
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 70.7

Methodology and Sources

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Locations

Zip Code 11572Zip Code 11557Zip Code 11563Zip Code 11570Zip Code 11558Zip Code 11581
11518 Climate Risk Report | East Rockaway, NY