Climate Risk Summary

Avon, NY Risk Profile

The primary drivers of climate-related financial risk in Avon, NY are Inland Flooding, Cold Wave, and Tornado. This area also faces an unusually high intensity for Drought compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Avon.

Primary Risks

Inland Flooding

$455,472

Expected Annual Loss for Avon

28.8Score

Relatively Low compared to US average

Avon
Minimal Estimated LossMax Estimated Loss

Cold Wave

$38,500

Expected Annual Loss for Avon

39.5Score

Relatively Low compared to US average

Avon
Minimal Estimated LossMax Estimated Loss

Tornado

$29,601

Expected Annual Loss for Avon

34.3Score

Relatively Low compared to US average

Avon
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$455,472
Score: 28.8
MAJOR DRIVER
Cold Wave
$38,500
Score: 39.5
MAJOR DRIVER
Tornado
$29,601
Score: 34.3
Strong Wind
$21,065
Score: 51.4
Lightning
$11,830
Score: 45.4
Heat Wave
$10,294
Score: 11.0
Ice Storm
$9,861
Score: 64.6
Earthquake
$5,392
Score: 17.0
Hail
$4,642
Score: 39.7
Hurricane
$3,305
Score: 42.6
UNUSUALLY HIGH
Drought
$2,340
Score: 81.7
Winter Weather
$1,802
Score: 39.0
Wildfire
$133
Score: 41.1
Landslide
$0
Score: 28.8

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 51.4
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 64.6
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 81.7

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

CaledoniaGeneseoHoneoye FallsLakevilleLima

Zip Codes in Avon

14414