Climate Risk Summary

Amsterdam, NY Risk Profile

The primary drivers of climate-related financial risk in Amsterdam, NY are Inland Flooding, Cold Wave, and Tornado.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Amsterdam.

Primary Risks

Inland Flooding

$4,745,685

Expected Annual Loss for Amsterdam

48.7Score

Relatively High compared to US average

Amsterdam
Minimal Estimated LossMax Estimated Loss

Cold Wave

$394,214

Expected Annual Loss for Amsterdam

54.5Score

Relatively Moderate compared to US average

Amsterdam
Minimal Estimated LossMax Estimated Loss

Tornado

$256,686

Expected Annual Loss for Amsterdam

41.5Score

Relatively Low compared to US average

Amsterdam
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$4,745,685
Score: 48.7
MAJOR DRIVER
Cold Wave
$394,214
Score: 54.5
MAJOR DRIVER
Tornado
$256,686
Score: 41.5
Hurricane
$91,426
Score: 54.4
Strong Wind
$84,525
Score: 43.0
Lightning
$82,862
Score: 53.2
Earthquake
$65,627
Score: 27.3
Heat Wave
$51,969
Score: 10.5
Hail
$43,108
Score: 48.9
Winter Weather
$31,997
Score: 65.5
Ice Storm
$27,291
Score: 45.7
Landslide
$836
Score: 78.0
Wildfire
$160
Score: 26.6

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 54.5
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 54.4
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 53.2
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 65.5
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 78.0

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

BroadalbinDuane LakeDuanesburgGloversvilleJohnstown

Zip Codes in Amsterdam

12010