Climate Risk Summary

Silver Springs, NV Risk Profile

The primary drivers of climate-related financial risk in Silver Springs, NV are Inland Flooding, Earthquake, and Wildfire. This area also faces an unusually high intensity for Winter Weather compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Silver Springs.

Primary Risks

Inland Flooding

$915,653

Expected Annual Loss for Silver Springs

45.0Score

Relatively Moderate compared to US average

Silver Springs
Minimal Estimated LossMax Estimated Loss

Earthquake

$737,818

Expected Annual Loss for Silver Springs

84.9Score

Relatively Moderate compared to US average

Silver Springs
Minimal Estimated LossMax Estimated Loss

Wildfire

$92,193

Expected Annual Loss for Silver Springs

87.8Score

Relatively Moderate compared to US average

Silver Springs
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$915,653
Score: 45.0
MAJOR DRIVER
Earthquake
$737,818
Score: 84.9
MAJOR DRIVER
Wildfire
$92,193
Score: 87.8
Heat Wave
$66,246
Score: 51.6
UNUSUALLY HIGH
Winter Weather
$26,200
Score: 89.8
Lightning
$21,085
Score: 53.2
Strong Wind
$16,405
Score: 36.6
Hail
$11,131
Score: 49.1
Drought
$3,537
Score: 45.0
Ice Storm
$2,891
Score: 24.0
Tornado
$194
Score: 1.1
Landslide
$17
Score: 45.4
Volcanic Activity
$1
Score: 47.8

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 84.9
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 87.8
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 51.6
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 89.8
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 53.2

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Silver Springs