Climate Risk Summary

Pahrump, NV Risk Profile

The primary drivers of climate-related financial risk in Pahrump, NV are Inland Flooding, Heat Wave, and Earthquake. This area also faces an unusually high intensity for Lightning compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Pahrump.

Primary Risks

Inland Flooding

$10,587,514

Expected Annual Loss for Pahrump

88.1Score

Very High compared to US average

Pahrump
Minimal Estimated LossMax Estimated Loss

Heat Wave

$5,388,237

Expected Annual Loss for Pahrump

98.3Score

Very High compared to US average

Pahrump
Minimal Estimated LossMax Estimated Loss

Earthquake

$2,264,816

Expected Annual Loss for Pahrump

83.2Score

Relatively Moderate compared to US average

Pahrump
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$10,587,514
Score: 88.1
MAJOR DRIVER
Heat Wave
$5,388,237
Score: 98.3
MAJOR DRIVER
Earthquake
$2,264,816
Score: 83.2
UNUSUALLY HIGH
Lightning
$465,710
Score: 94.9
Strong Wind
$260,605
Score: 72.5
Wildfire
$132,872
Score: 74.8
Winter Weather
$16,620
Score: 49.5
Hail
$14,323
Score: 30.7
Tornado
$603
Score: 0.9
Landslide
$7
Score: 10.4
Drought
$12
Score: 3.2
Volcanic Activity
$0
Score: 2.0

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 88.1
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 98.3
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 83.2
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 94.9
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 72.5
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 74.8

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Pahrump