Climate Risk Summary

Incline Village, NV Risk Profile

The primary drivers of climate-related financial risk in Incline Village, NV are Earthquake, Inland Flooding, and Wildfire. This area also faces an unusually high intensity for Winter Weather compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Incline Village.

Primary Risks

Earthquake

$2,996,319

Expected Annual Loss for Incline Village

87.0Score

Relatively High compared to US average

Incline Village
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$2,647,114

Expected Annual Loss for Incline Village

46.0Score

Relatively Moderate compared to US average

Incline Village
Minimal Estimated LossMax Estimated Loss

Wildfire

$675,373

Expected Annual Loss for Incline Village

80.7Score

Relatively High compared to US average

Incline Village
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Earthquake
$2,996,319
Score: 87.0
MAJOR DRIVER
Inland Flooding
$2,647,114
Score: 46.0
MAJOR DRIVER
Wildfire
$675,373
Score: 80.7
UNUSUALLY HIGH
Winter Weather
$101,640
Score: 91.4
Lightning
$28,257
Score: 31.6
Strong Wind
$18,604
Score: 19.9
Hail
$14,078
Score: 34.8
Ice Storm
$9,229
Score: 25.8
Tornado
$5,857
Score: 3.4
Landslide
$2,288
Score: 50.2
Heat Wave
$943
Score: 1.9
Volcanic Activity
$2
Score: 43.8

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 87.0
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 80.7
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 91.4
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 50.2

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Incline Village