Climate Risk Summary

Genoa, NV Risk Profile

The primary drivers of climate-related financial risk in Genoa, NV are Wildfire, Inland Flooding, and Earthquake. This area also faces an unusually high intensity for Winter Weather, Drought, and Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Genoa.

Primary Risks

Wildfire

$1,177,032

Expected Annual Loss for Genoa

99.2Score

Very High compared to US average

Genoa
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$833,142

Expected Annual Loss for Genoa

75.7Score

Relatively Moderate compared to US average

Genoa
Minimal Estimated LossMax Estimated Loss

Earthquake

$636,487

Expected Annual Loss for Genoa

88.8Score

Relatively High compared to US average

Genoa
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Wildfire
$1,177,032
Score: 99.2
MAJOR DRIVER
Inland Flooding
$833,142
Score: 75.7
MAJOR DRIVER
Earthquake
$636,487
Score: 88.8
Avalanche
$66,631
Score: 70.8
UNUSUALLY HIGH
Winter Weather
$41,971
Score: 98.3
UNUSUALLY HIGH
Drought
$14,378
Score: 89.9
Lightning
$12,900
Score: 59.1
Heat Wave
$12,280
Score: 20.6
Strong Wind
$7,351
Score: 33.4
Hail
$3,218
Score: 39.5
UNUSUALLY HIGH
Landslide
$330
Score: 88.5
Tornado
$235
Score: 1.7
Volcanic Activity
$0
Score: 42.2

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 99.2
💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 75.7
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 88.8
🏠Low Investment

Avalanche Mitigation

General property maintenance and insurance review recommended.

Risk Score: 70.8
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 98.3
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 89.9
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 59.1
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 88.5

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

CarsonIndian HillsJohnson LaneKingsburyLogan Creek

Zip Codes in Genoa

8941189423