Climate Risk Summary

Ely, NV Risk Profile

The primary drivers of climate-related financial risk in Ely, NV are Inland Flooding, Cold Wave, and Earthquake. This area also faces an unusually high intensity for Wildfire and Winter Weather compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Ely.

Primary Risks

Inland Flooding

$850,932

Expected Annual Loss for Ely

81.8Score

Relatively High compared to US average

Ely
Minimal Estimated LossMax Estimated Loss

Cold Wave

$220,576

Expected Annual Loss for Ely

89.5Score

Relatively High compared to US average

Ely
Minimal Estimated LossMax Estimated Loss

Earthquake

$192,519

Expected Annual Loss for Ely

82.4Score

Relatively Moderate compared to US average

Ely
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$850,932
Score: 81.8
MAJOR DRIVER
Cold Wave
$220,576
Score: 89.5
MAJOR DRIVER
Earthquake
$192,519
Score: 82.4
UNUSUALLY HIGH
Wildfire
$126,522
Score: 95.5
UNUSUALLY HIGH
Winter Weather
$85,690
Score: 99.7
Drought
$14,210
Score: 49.6
Heat Wave
$19,032
Score: 39.7
Lightning
$16,812
Score: 73.3
Strong Wind
$2,604
Score: 20.1
Landslide
$892
Score: 80.0
Hail
$816
Score: 23.7
Avalanche
$895
Score: 47.4
Tornado
$28
Score: 0.4

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 81.8
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 89.5
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 82.4
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 95.5
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 99.7
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 73.3
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 80.0

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

McGill

Zip Codes in Ely

89301