Climate Risk Summary

Sunlit Hills, NM Risk Profile

The primary drivers of climate-related financial risk in Sunlit Hills, NM are Wildfire, Inland Flooding, and Earthquake.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Sunlit Hills.

Primary Risks

Wildfire

$503,374

Expected Annual Loss for Sunlit Hills

98.1Score

Relatively High compared to US average

Sunlit Hills
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$374,039

Expected Annual Loss for Sunlit Hills

29.2Score

Relatively Low compared to US average

Sunlit Hills
Minimal Estimated LossMax Estimated Loss

Earthquake

$33,252

Expected Annual Loss for Sunlit Hills

53.0Score

Relatively Low compared to US average

Sunlit Hills
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Wildfire
$503,374
Score: 98.1
MAJOR DRIVER
Inland Flooding
$374,039
Score: 29.2
MAJOR DRIVER
Earthquake
$33,252
Score: 53.0
Lightning
$13,896
Score: 56.8
Cold Wave
$7,753
Score: 22.8
Winter Weather
$5,398
Score: 68.5
Hail
$5,212
Score: 45.2
Tornado
$3,987
Score: 9.7
Heat Wave
$3,761
Score: 4.8
Strong Wind
$2,862
Score: 16.9
Ice Storm
$130
Score: 2.1
Landslide
$21
Score: 69.2

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 98.1
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 53.0
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 56.8
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 68.5
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 69.2

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Agua FriaCañada de los AlamosEldorado at Santa FeEncantadoSanta Fe

Zip Codes in Sunlit Hills