Climate Risk Summary

Pinedale, NM Risk Profile

The primary drivers of climate-related financial risk in Pinedale, NM are Inland Flooding, Cold Wave, and Lightning. This area also faces an unusually high intensity for Winter Weather and Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Pinedale.

Primary Risks

Inland Flooding

$83,277

Expected Annual Loss for Pinedale

35.9Score

Relatively Low compared to US average

Pinedale
Minimal Estimated LossMax Estimated Loss

Cold Wave

$51,325

Expected Annual Loss for Pinedale

88.4Score

Relatively High compared to US average

Pinedale
Minimal Estimated LossMax Estimated Loss

Lightning

$14,974

Expected Annual Loss for Pinedale

97.1Score

Very High compared to US average

Pinedale
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$83,277
Score: 35.9
MAJOR DRIVER
Cold Wave
$51,325
Score: 88.4
MAJOR DRIVER
Lightning
$14,974
Score: 97.1
UNUSUALLY HIGH
Winter Weather
$4,085
Score: 93.5
Earthquake
$4,014
Score: 42.4
Heat Wave
$1,636
Score: 11.2
UNUSUALLY HIGH
Landslide
$461
Score: 95.1
Strong Wind
$282
Score: 12.0
Wildfire
$281
Score: 70.7
Ice Storm
$144
Score: 9.3
Hail
$125
Score: 17.1
Tornado
$107
Score: 2.1
Avalanche
$15
Score: 13.6
Volcanic Activity
$0
Score: 56.6

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 88.4
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 97.1
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 93.5
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 95.1
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 70.7
🏠Low Investment

Volcanic Activity Mitigation

General property maintenance and insurance review recommended.

Risk Score: 56.6

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Catalpa CanyonChurch RockCrownpointGallupMountain View

Zip Codes in Pinedale