Climate Risk Summary

Kirtland AFB, NM Risk Profile

The primary drivers of climate-related financial risk in Kirtland AFB, NM are Inland Flooding, Earthquake, and Heat Wave. This area also faces an unusually high intensity for Drought compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Kirtland AFB.

Primary Risks

Inland Flooding

$135,398

Expected Annual Loss for Kirtland AFB

31.0Score

Relatively Low compared to US average

Kirtland AFB
Minimal Estimated LossMax Estimated Loss

Earthquake

$101,427

Expected Annual Loss for Kirtland AFB

83.0Score

Relatively Moderate compared to US average

Kirtland AFB
Minimal Estimated LossMax Estimated Loss

Heat Wave

$10,908

Expected Annual Loss for Kirtland AFB

44.2Score

Relatively Low compared to US average

Kirtland AFB
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$135,398
Score: 31.0
MAJOR DRIVER
Earthquake
$101,427
Score: 83.0
MAJOR DRIVER
Heat Wave
$10,908
Score: 44.2
Hail
$9,536
Score: 74.7
Lightning
$4,501
Score: 54.6
Tornado
$4,191
Score: 25.6
Strong Wind
$3,014
Score: 33.8
Winter Weather
$2,714
Score: 77.3
UNUSUALLY HIGH
Drought
$2,131
Score: 86.1
Cold Wave
$1,946
Score: 21.3
Ice Storm
$640
Score: 25.8
Wildfire
$624
Score: 72.4
Avalanche
$10
Score: 8.0
Landslide
$0
Score: 31.4

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 83.0
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 74.7
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 54.6
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 77.3
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 86.1
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 72.4

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

AlbuquerqueCarnuelCorralesLos Ranchos de AlbuquerqueNorth Valley

Zip Codes in Kirtland AFB