Climate Risk Summary

Crouch Mesa, NM Risk Profile

The primary drivers of climate-related financial risk in Crouch Mesa, NM are Inland Flooding, Cold Wave, and Lightning. This area also faces an unusually high intensity for Wildfire and Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Crouch Mesa.

Primary Risks

Inland Flooding

$1,329,000

Expected Annual Loss for Crouch Mesa

60.7Score

Relatively High compared to US average

Crouch Mesa
Minimal Estimated LossMax Estimated Loss

Cold Wave

$160,075

Expected Annual Loss for Crouch Mesa

67.2Score

Relatively Moderate compared to US average

Crouch Mesa
Minimal Estimated LossMax Estimated Loss

Lightning

$68,005

Expected Annual Loss for Crouch Mesa

88.5Score

Relatively High compared to US average

Crouch Mesa
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,329,000
Score: 60.7
MAJOR DRIVER
Cold Wave
$160,075
Score: 67.2
MAJOR DRIVER
Lightning
$68,005
Score: 88.5
Earthquake
$53,118
Score: 50.6
Heat Wave
$42,598
Score: 37.7
UNUSUALLY HIGH
Wildfire
$10,583
Score: 80.8
Winter Weather
$10,314
Score: 72.0
Tornado
$8,386
Score: 12.8
Strong Wind
$6,460
Score: 20.2
Hail
$1,473
Score: 20.5
Ice Storm
$1,346
Score: 10.6
UNUSUALLY HIGH
Landslide
$346
Score: 85.5

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 60.7
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 67.2
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 88.5
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 50.6
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 80.8
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 72.0
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 85.5

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

AztecBloomfieldFarmingtonFlora VistaLee Acres

Zip Codes in Crouch Mesa