Climate Risk Summary

White Meadow Lake, NJ Risk Profile

The primary drivers of climate-related financial risk in White Meadow Lake, NJ are Inland Flooding, Cold Wave, and Strong Wind.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in White Meadow Lake.

Primary Risks

Inland Flooding

$1,776,249

Expected Annual Loss for White Meadow Lake

45.3Score

Relatively Moderate compared to US average

White Meadow Lake
Minimal Estimated LossMax Estimated Loss

Cold Wave

$272,151

Expected Annual Loss for White Meadow Lake

63.2Score

Relatively Moderate compared to US average

White Meadow Lake
Minimal Estimated LossMax Estimated Loss

Strong Wind

$108,836

Expected Annual Loss for White Meadow Lake

69.6Score

Relatively Moderate compared to US average

White Meadow Lake
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,776,249
Score: 45.3
MAJOR DRIVER
Cold Wave
$272,151
Score: 63.2
MAJOR DRIVER
Strong Wind
$108,836
Score: 69.6
Tornado
$106,250
Score: 38.5
Hurricane
$97,608
Score: 61.6
Earthquake
$96,447
Score: 49.9
Heat Wave
$84,272
Score: 37.2
Lightning
$36,474
Score: 49.5
Winter Weather
$25,428
Score: 76.8
Drought
$3,349
Score: 43.8
Ice Storm
$3,482
Score: 14.3
Hail
$1,839
Score: 15.2
Wildfire
$473
Score: 28.3
Landslide
$146
Score: 65.5

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 63.2
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 69.6
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 61.6
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 76.8
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 65.5

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

DoverMountain LakesMount HopeMount TaborRainbow Lakes

Zip Codes in White Meadow Lake

078340786607885