Climate Risk Summary

Pleasantville, NJ Risk Profile

The primary drivers of climate-related financial risk in Pleasantville, NJ are Inland Flooding, Hurricane, and Coastal Flooding. This area also faces an unusually high intensity for Strong Wind and Winter Weather compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Pleasantville.

Primary Risks

Inland Flooding

$1,907,431

Expected Annual Loss for Pleasantville

37.5Score

Relatively Moderate compared to US average

Pleasantville
Minimal Estimated LossMax Estimated Loss

Hurricane

$1,820,976

Expected Annual Loss for Pleasantville

88.6Score

Relatively High compared to US average

Pleasantville
Minimal Estimated LossMax Estimated Loss

Coastal Flooding

$1,380,125

Expected Annual Loss for Pleasantville

52.8Score

Very High compared to US average

Pleasantville
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,907,431
Score: 37.5
MAJOR DRIVER
Hurricane
$1,820,976
Score: 88.6
MAJOR DRIVER
Coastal Flooding
$1,380,125
Score: 52.8
UNUSUALLY HIGH
Strong Wind
$730,411
Score: 94.7
Cold Wave
$322,787
Score: 60.8
Heat Wave
$266,985
Score: 66.1
Earthquake
$238,328
Score: 63.5
Lightning
$100,718
Score: 73.3
UNUSUALLY HIGH
Winter Weather
$76,949
Score: 90.7
Wildfire
$80,135
Score: 62.4
Tornado
$70,201
Score: 29.2
Ice Storm
$12,786
Score: 37.6
Hail
$327
Score: 2.1
Drought
$136
Score: 23.8
Landslide
$9
Score: 39.8

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 88.6
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 52.8
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 94.7
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 60.8
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 66.1
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 63.5
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 73.3
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 90.7
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 62.4

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

AbseconAtlantic CityBargaintownLinwoodMargate City

Zip Codes in Pleasantville

0820108232