Climate Risk Summary

Newton, NJ Risk Profile

The primary drivers of climate-related financial risk in Newton, NJ are Inland Flooding, Cold Wave, and Strong Wind.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Newton.

Primary Risks

Inland Flooding

$1,159,922

Expected Annual Loss for Newton

50.2Score

Relatively Moderate compared to US average

Newton
Minimal Estimated LossMax Estimated Loss

Cold Wave

$921,177

Expected Annual Loss for Newton

94.7Score

Very High compared to US average

Newton
Minimal Estimated LossMax Estimated Loss

Strong Wind

$551,001

Expected Annual Loss for Newton

98.6Score

Very High compared to US average

Newton
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,159,922
Score: 50.2
MAJOR DRIVER
Cold Wave
$921,177
Score: 94.7
MAJOR DRIVER
Strong Wind
$551,001
Score: 98.6
Tornado
$105,742
Score: 47.0
Earthquake
$100,087
Score: 61.3
Heat Wave
$51,675
Score: 37.2
Lightning
$40,377
Score: 68.5
Hurricane
$39,801
Score: 57.2
Winter Weather
$17,552
Score: 79.3
Ice Storm
$14,610
Score: 61.7
Drought
$1,924
Score: 38.4
Hail
$1,653
Score: 19.7
Wildfire
$469
Score: 47.4
Landslide
$137
Score: 76.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 50.2
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 94.7
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 98.6
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 61.3
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 68.5
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 57.2
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 79.3
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 61.7
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 76.1

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

AllamuchyAndoverBranchvilleByram CenterHopatcong

Zip Codes in Newton

07860