Climate Risk Summary

Flagtown, NJ Risk Profile

The primary drivers of climate-related financial risk in Flagtown, NJ are Inland Flooding, Hurricane, and Tornado. This area also faces an unusually high intensity for Drought compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Flagtown.

Primary Risks

Inland Flooding

$604,251

Expected Annual Loss for Flagtown

60.4Score

Relatively Moderate compared to US average

Flagtown
Minimal Estimated LossMax Estimated Loss

Hurricane

$34,590

Expected Annual Loss for Flagtown

65.6Score

Relatively Low compared to US average

Flagtown
Minimal Estimated LossMax Estimated Loss

Tornado

$26,811

Expected Annual Loss for Flagtown

37.8Score

Relatively Low compared to US average

Flagtown
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$604,251
Score: 60.4
MAJOR DRIVER
Hurricane
$34,590
Score: 65.6
MAJOR DRIVER
Tornado
$26,811
Score: 37.8
Strong Wind
$26,655
Score: 67.7
Earthquake
$25,401
Score: 50.0
Heat Wave
$24,450
Score: 40.2
Cold Wave
$24,180
Score: 37.1
UNUSUALLY HIGH
Drought
$13,704
Score: 89.7
Ice Storm
$11,170
Score: 76.0
Lightning
$8,113
Score: 44.3
Winter Weather
$5,812
Score: 73.6
Hail
$826
Score: 21.4
Wildfire
$190
Score: 49.5
Landslide
$0
Score: 24.0

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 60.4
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 65.6
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 67.7
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 89.7
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 76.0
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 73.6

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Belle MeadBlackwells MillsBradley GardensBridgewater CenterHillsborough

Zip Codes in Flagtown