Climate Risk Summary

Cedar Knolls, NJ Risk Profile

The primary drivers of climate-related financial risk in Cedar Knolls, NJ are Inland Flooding, Cold Wave, and Earthquake. This area also faces an unusually high intensity for Winter Weather compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Cedar Knolls.

Primary Risks

Inland Flooding

$1,052,096

Expected Annual Loss for Cedar Knolls

70.2Score

Relatively Moderate compared to US average

Cedar Knolls
Minimal Estimated LossMax Estimated Loss

Cold Wave

$129,995

Expected Annual Loss for Cedar Knolls

69.2Score

Relatively Moderate compared to US average

Cedar Knolls
Minimal Estimated LossMax Estimated Loss

Earthquake

$69,095

Expected Annual Loss for Cedar Knolls

64.1Score

Relatively Low compared to US average

Cedar Knolls
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,052,096
Score: 70.2
MAJOR DRIVER
Cold Wave
$129,995
Score: 69.2
MAJOR DRIVER
Earthquake
$69,095
Score: 64.1
Hurricane
$65,477
Score: 69.9
Tornado
$60,259
Score: 45.6
Strong Wind
$54,619
Score: 76.7
Heat Wave
$40,245
Score: 45.2
Lightning
$17,772
Score: 57.7
UNUSUALLY HIGH
Winter Weather
$12,998
Score: 83.2
Ice Storm
$1,753
Score: 19.9
Hail
$1,111
Score: 20.7
Wildfire
$76
Score: 34.8
Landslide
$3
Score: 49.0

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 70.2
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 69.2
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 64.1
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 69.9
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 76.7
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 57.7
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 83.2

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Florham ParkMadisonMorris PlainsMorristownParsippany

Zip Codes in Cedar Knolls