Climate Risk Summary

Glens Falls, NY Risk Profile

The primary drivers of climate-related financial risk in Glens Falls, NY are Inland Flooding, Cold Wave, and Lightning.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Glens Falls.

Primary Risks

Inland Flooding

$1,442,821

Expected Annual Loss for Glens Falls

16.0Score

Relatively Low compared to US average

Glens Falls
Minimal Estimated LossMax Estimated Loss

Cold Wave

$957,671

Expected Annual Loss for Glens Falls

80.6Score

Relatively High compared to US average

Glens Falls
Minimal Estimated LossMax Estimated Loss

Lightning

$377,567

Expected Annual Loss for Glens Falls

95.7Score

Very High compared to US average

Glens Falls
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,442,821
Score: 16.0
MAJOR DRIVER
Cold Wave
$957,671
Score: 80.6
MAJOR DRIVER
Lightning
$377,567
Score: 95.7
Tornado
$193,287
Score: 40.3
Earthquake
$162,962
Score: 49.4
Strong Wind
$117,001
Score: 57.9
Hurricane
$84,411
Score: 55.4
Heat Wave
$57,717
Score: 15.2
Hail
$29,666
Score: 46.0
Ice Storm
$19,258
Score: 42.1
Winter Weather
$15,919
Score: 53.8
Wildfire
$462
Score: 38.1
Landslide
$0
Score: 15.2

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 80.6
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 95.7
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 57.9
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 55.4
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 53.8

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Zip Codes in Glens Falls