Climate Risk Summary

Farmingdale, ME Risk Profile

The primary drivers of climate-related financial risk in Farmingdale, ME are Inland Flooding, Hurricane, and Ice Storm. This area also faces an unusually high intensity for Winter Weather, Lightning, and Coastal Flooding compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Farmingdale.

Primary Risks

Inland Flooding

$336,038

Expected Annual Loss for Farmingdale

46.8Score

Relatively Low compared to US average

Farmingdale
Minimal Estimated LossMax Estimated Loss

Hurricane

$82,341

Expected Annual Loss for Farmingdale

80.5Score

Relatively Moderate compared to US average

Farmingdale
Minimal Estimated LossMax Estimated Loss

Ice Storm

$37,494

Expected Annual Loss for Farmingdale

94.8Score

Relatively High compared to US average

Farmingdale
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$336,038
Score: 46.8
MAJOR DRIVER
Hurricane
$82,341
Score: 80.5
MAJOR DRIVER
Ice Storm
$37,494
Score: 94.8
Earthquake
$24,987
Score: 57.1
UNUSUALLY HIGH
Winter Weather
$20,180
Score: 96.6
UNUSUALLY HIGH
Lightning
$18,572
Score: 80.7
Strong Wind
$13,911
Score: 58.7
Cold Wave
$13,047
Score: 32.2
Tornado
$6,428
Score: 23.4
Hail
$5,827
Score: 55.5
Heat Wave
$3,657
Score: 7.3
UNUSUALLY HIGH
Coastal Flooding
$2,478
Score: 82.9
Wildfire
$272
Score: 58.2
Landslide
$36
Score: 77.4

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 80.5
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 94.8
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 57.1
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 96.6
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 80.7
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 58.7
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 55.5
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 82.9
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 58.2
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 77.4

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

AugustaBowdoinhamGardinerHallowellRandolph

Zip Codes in Farmingdale

0434404345