Climate Risk Summary

Beverly, MA Risk Profile

The primary drivers of climate-related financial risk in Beverly, MA are Inland Flooding, Hurricane, and Earthquake.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Beverly.

Primary Risks

Inland Flooding

$3,691,332

Expected Annual Loss for Beverly

23.7Score

Relatively Moderate compared to US average

Beverly
Minimal Estimated LossMax Estimated Loss

Hurricane

$941,596

Expected Annual Loss for Beverly

74.5Score

Relatively Moderate compared to US average

Beverly
Minimal Estimated LossMax Estimated Loss

Earthquake

$803,799

Expected Annual Loss for Beverly

63.1Score

Relatively Moderate compared to US average

Beverly
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$3,691,332
Score: 23.7
MAJOR DRIVER
Hurricane
$941,596
Score: 74.5
MAJOR DRIVER
Earthquake
$803,799
Score: 63.1
Tornado
$468,870
Score: 42.4
Coastal Flooding
$328,134
Score: 71.1
Cold Wave
$181,021
Score: 28.9
Heat Wave
$179,675
Score: 23.5
Ice Storm
$102,488
Score: 65.2
Lightning
$99,577
Score: 42.6
Strong Wind
$99,221
Score: 33.8
Wildfire
$5,448
Score: 37.1
Winter Weather
$3,050
Score: 20.2
Hail
$2,687
Score: 6.6
Landslide
$83
Score: 46.4

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 74.5
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 63.1
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 71.1
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 65.2

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

DanversEssexGloucesterIpswichMarblehead

Zip Codes in Beverly

01915
Climate Risk Analysis for Beverly, MA