Climate Risk Summary

Mount Holly, NC Risk Profile

The primary drivers of climate-related financial risk in Mount Holly, NC are Inland Flooding, Tornado, and Earthquake. This area also faces an unusually high intensity for Ice Storm compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Mount Holly.

Primary Risks

Inland Flooding

$2,289,974

Expected Annual Loss for Mount Holly

34.5Score

Relatively Moderate compared to US average

Mount Holly
Minimal Estimated LossMax Estimated Loss

Tornado

$403,611

Expected Annual Loss for Mount Holly

54.4Score

Relatively Moderate compared to US average

Mount Holly
Minimal Estimated LossMax Estimated Loss

Earthquake

$148,954

Expected Annual Loss for Mount Holly

47.7Score

Relatively Low compared to US average

Mount Holly
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$2,289,974
Score: 34.5
MAJOR DRIVER
Tornado
$403,611
Score: 54.4
MAJOR DRIVER
Earthquake
$148,954
Score: 47.7
Strong Wind
$153,720
Score: 66.3
UNUSUALLY HIGH
Ice Storm
$137,318
Score: 86.5
Cold Wave
$66,593
Score: 27.1
Lightning
$60,771
Score: 51.9
Heat Wave
$40,564
Score: 11.3
Hurricane
$31,520
Score: 48.5
Hail
$26,106
Score: 44.3
Winter Weather
$4,139
Score: 30.1
Wildfire
$710
Score: 43.6
Drought
$19
Score: 13.2
Landslide
$34
Score: 54.5

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 54.4
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 66.3
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 86.5
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 51.9
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 54.5

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

BelmontCharlotteCramertonHuntersvilleLowell

Zip Codes in Mount Holly

280122812028164