Climate Risk Summary

Hampton, VA Risk Profile

The primary drivers of climate-related financial risk in Hampton, VA are Inland Flooding, Hurricane, and Coastal Flooding.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Hampton.

Primary Risks

Inland Flooding

$10,264,026

Expected Annual Loss for Hampton

24.1Score

Relatively Moderate compared to US average

Hampton
Minimal Estimated LossMax Estimated Loss

Hurricane

$4,166,036

Expected Annual Loss for Hampton

78.7Score

Relatively Moderate compared to US average

Hampton
Minimal Estimated LossMax Estimated Loss

Coastal Flooding

$2,311,889

Expected Annual Loss for Hampton

84.6Score

Relatively High compared to US average

Hampton
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$10,264,026
Score: 24.1
MAJOR DRIVER
Hurricane
$4,166,036
Score: 78.7
MAJOR DRIVER
Coastal Flooding
$2,311,889
Score: 84.6
Tornado
$1,588,006
Score: 44.7
Heat Wave
$1,480,027
Score: 54.4
Cold Wave
$1,277,259
Score: 44.0
Strong Wind
$821,534
Score: 60.2
Earthquake
$633,814
Score: 37.2
Lightning
$418,577
Score: 52.7
Hail
$213,111
Score: 47.3
Ice Storm
$162,265
Score: 43.6
Winter Weather
$31,377
Score: 31.9
Wildfire
$10,428
Score: 45.3
Landslide
$10
Score: 21.5

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 78.7
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 84.6
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 54.4
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 60.2
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 52.7

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Bethel ManorChesapeakeNewport NewsNorfolkPoquoson

Zip Codes in Hampton

2360523651236612366323664236652366623669
Climate Risk Analysis for Hampton, VA