Climate Risk Summary

Manila, AR Risk Profile

The primary drivers of climate-related financial risk in Manila, AR are Earthquake, Inland Flooding, and Heat Wave. This area also faces an unusually high intensity for Cold Wave, Lightning, Ice Storm, Drought, and Winter Weather compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Manila.

Primary Risks

Earthquake

$1,093,965

Expected Annual Loss for Manila

94.9Score

Relatively High compared to US average

Manila
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$386,972

Expected Annual Loss for Manila

52.0Score

Relatively Moderate compared to US average

Manila
Minimal Estimated LossMax Estimated Loss

Heat Wave

$267,954

Expected Annual Loss for Manila

96.3Score

Relatively High compared to US average

Manila
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Earthquake
$1,093,965
Score: 94.9
MAJOR DRIVER
Inland Flooding
$386,972
Score: 52.0
MAJOR DRIVER
Heat Wave
$267,954
Score: 96.3
Tornado
$126,039
Score: 74.3
UNUSUALLY HIGH
Cold Wave
$114,273
Score: 80.7
UNUSUALLY HIGH
Lightning
$99,878
Score: 99.4
UNUSUALLY HIGH
Ice Storm
$89,949
Score: 98.3
UNUSUALLY HIGH
Drought
$37,823
Score: 94.2
Strong Wind
$20,092
Score: 67.8
Hail
$14,509
Score: 71.2
UNUSUALLY HIGH
Winter Weather
$9,691
Score: 89.1
Hurricane
$1,100
Score: 38.7
Wildfire
$147
Score: 50.0
Landslide
$0
Score: 11.0

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 94.9
💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 52.0
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 96.3
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 74.3
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 80.7
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 99.4
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 98.3
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 94.2
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 67.8
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 71.2
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 89.1

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

BlythevilleCarawayLuxoraMonetteOsceola

Zip Codes in Manila

72442