Climate Risk Summary

Chickasaw, AL Risk Profile

The primary drivers of climate-related financial risk in Chickasaw, AL are Hurricane, Inland Flooding, and Coastal Flooding.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Chickasaw.

Primary Risks

Hurricane

$1,670,848

Expected Annual Loss for Chickasaw

91.1Score

Relatively High compared to US average

Chickasaw
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$922,909

Expected Annual Loss for Chickasaw

27.3Score

Relatively Low compared to US average

Chickasaw
Minimal Estimated LossMax Estimated Loss

Coastal Flooding

$141,612

Expected Annual Loss for Chickasaw

83.1Score

Relatively High compared to US average

Chickasaw
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Hurricane
$1,670,848
Score: 91.1
MAJOR DRIVER
Inland Flooding
$922,909
Score: 27.3
MAJOR DRIVER
Coastal Flooding
$141,612
Score: 83.1
Tornado
$161,168
Score: 49.6
Heat Wave
$101,027
Score: 50.6
Cold Wave
$70,616
Score: 36.5
Lightning
$44,376
Score: 62.7
Earthquake
$36,521
Score: 32.2
Strong Wind
$21,898
Score: 32.6
Hail
$13,576
Score: 44.0
Ice Storm
$4,211
Score: 21.5
Wildfire
$2,602
Score: 34.0
Winter Weather
$3,100
Score: 35.0
Landslide
$7
Score: 41.9

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 91.1
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 83.1
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 50.6
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 62.7

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

DaphneMobilePrichardSaralandSatsuma

Zip Codes in Chickasaw

365713661036611