Climate Risk Summary

Scott AFB, IL Risk Profile

The primary drivers of climate-related financial risk in Scott AFB, IL are Inland Flooding, Earthquake, and Tornado. This area also faces an unusually high intensity for Hail, Heat Wave, Ice Storm, Winter Weather, and Drought compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Scott AFB.

Primary Risks

Inland Flooding

$6,131,898

Expected Annual Loss for Scott AFB

82.1Score

Very High compared to US average

Scott AFB (OUTLIER)
Minimal Estimated LossMax Estimated Loss

Earthquake

$1,828,812

Expected Annual Loss for Scott AFB

94.0Score

Relatively High compared to US average

Scott AFB
Minimal Estimated LossMax Estimated Loss

Tornado

$621,392

Expected Annual Loss for Scott AFB

88.8Score

Very High compared to US average

Scott AFB (OUTLIER)
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$6,131,898
Score: 82.1
MAJOR DRIVER
Earthquake
$1,828,812
Score: 94.0
MAJOR DRIVER
Tornado
$621,392
Score: 88.8
UNUSUALLY HIGH
Hail
$380,142
Score: 95.2
UNUSUALLY HIGH
Heat Wave
$200,964
Score: 85.3
Cold Wave
$196,223
Score: 77.7
UNUSUALLY HIGH
Ice Storm
$78,076
Score: 90.8
Lightning
$26,863
Score: 72.6
UNUSUALLY HIGH
Winter Weather
$16,998
Score: 83.8
Strong Wind
$14,288
Score: 46.6
UNUSUALLY HIGH
Drought
$2,713
Score: 81.5
Hurricane
$1,049
Score: 34.4
Wildfire
$50
Score: 32.4
Landslide
$3
Score: 48.3

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 82.1
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 94.0
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 88.8
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 95.2
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 85.3
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 77.7
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 90.8
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 72.6
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 83.8
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 81.5

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

BellevilleFreeburgLebanonMascoutahNew Baden

Zip Codes in Scott AFB

6222162225