Climate Risk Summary

Fort Leonard Wood, MO Risk Profile

The primary drivers of climate-related financial risk in Fort Leonard Wood, MO are Cold Wave, Heat Wave, and Inland Flooding. This area also faces an unusually high intensity for Strong Wind, Lightning, Ice Storm, and Winter Weather compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Fort Leonard Wood.

Primary Risks

Cold Wave

$1,189,792

Expected Annual Loss for Fort Leonard Wood

90.5Score

Very High compared to US average

Fort Leonard Wood
Minimal Estimated LossMax Estimated Loss

Heat Wave

$965,273

Expected Annual Loss for Fort Leonard Wood

92.7Score

Relatively High compared to US average

Fort Leonard Wood
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$991,093

Expected Annual Loss for Fort Leonard Wood

18.7Score

Relatively Low compared to US average

Fort Leonard Wood
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Cold Wave
$1,189,792
Score: 90.5
MAJOR DRIVER
Heat Wave
$965,273
Score: 92.7
MAJOR DRIVER
Inland Flooding
$991,093
Score: 18.7
Tornado
$520,183
Score: 70.0
UNUSUALLY HIGH
Strong Wind
$266,660
Score: 86.4
Earthquake
$238,816
Score: 67.1
UNUSUALLY HIGH
Lightning
$143,575
Score: 86.4
UNUSUALLY HIGH
Ice Storm
$137,774
Score: 91.8
Hail
$41,117
Score: 60.3
UNUSUALLY HIGH
Winter Weather
$36,087
Score: 82.8
Hurricane
$1,233
Score: 27.6
Wildfire
$1,329
Score: 32.2
Landslide
$19
Score: 45.9

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 90.5
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 92.7
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 70.0
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 86.4
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 67.1
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 86.4
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 91.8
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 60.3
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 82.8

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

EvergreenLebanonRichlandRollaSt. James

Zip Codes in Fort Leonard Wood

654616547365534655506555265583